American Income Life
About Us
Blackrock AO — Powered by American Income Life
A Legacy of Protection. A Future of Opportunity
As a proud partner of American Income Life, a principal subsidiary of Globe Life that’s been serving hardworking families since 1951, Blackrock AO continues that legacy — offering life, accident, and supplemental health benefits to protect the people who keep this country moving: union members, veterans, credit unions, associations, and their families.
Blackrock AO is part of AO’s premier distribution system — the largest and fastest-growing organization within American Income Life — spanning over 60 territories across North America. We collaborate with 30,000+ labor unions and their leadership to tailor benefit programs that meet the real needs of members and their loved ones.
We are also honored to serve America’s veterans, helping bridge the gaps in their coverage, informing them of their earned benefits, and assisting with free resources like no-cost wills and family support services.
But at Blackrock AO, it’s about more than protection — it’s about building something bigger.
We
work like champions and live like family. From earning Rolexes to winning luxury vacations, we celebrate success at the highest level. This is where drive meets purpose, where growth meets gratitude.
We don’t wait for Fridays — we build legacies every day.
Real People. Real Impact. The Toddfather Story.
From Hustle to Heart: How “The Toddfather” Found His Mission in Serving Union Families
After years of grinding in sales and business, Todd Pennington — better known as “The Toddfather” — made a powerful pivot.
Now, he’s on a mission to
protect the backbone of America — union members and their families.
As a trusted Benefits Specialist, Todd helps hardworking men and women understand their coverage, maximize their union-negotiated benefits, and close the gap with protection that truly matters.
For Todd, this isn’t just a career change — it’s a calling.
Because when you serve those who serve others, every day means something.
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